LIFE
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Enterprise Risk Management and Quantitative Risk Management in Life Insurance: An Introduction
Added 1 237 ViewsRisk Management (RM) constitutes a recent achievement for the actuarial culture and profession, especially if compared to the long history of actuarial mathematics. However, RM principles entered into the insurance field without “destroying” t
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Actuarial Perspectives on World Population Prospects 2019
Added 0 231 ViewsThis paper provides an overall actuarial perspective on the United Nations (UN) World Population Prospects 2019 (WPP2019). WPP2019 presents the latest revision of population projections for the world and for individual countries, groups of countries and r
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DAVvorOrt | „Vortragsreihe Demographie - Teil 1"
Added 0 186 ViewsEine Aufzeichnung der DAVvorOrt-Veranstaltung des qx-Club Berlin am 07.12.2020.
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DAVvorOrt | „Zinsnachmittag“
Added 0 194 ViewsAufzeichnung der DAV vor Ort-Veranstaltung der Region Niedersachsen/Bremen am 1. Dezember 2020. Zins-Nachmittag mit Vorträgen aus der Lebens-, Kranken-,Schaden-/Unfallversicherung sowie dem Bausparen.
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Big Data and Anti-Discrimination – Lessons Learned from Unisex-Tariffs
Added 0 177 ViewsBig Data and Machine Learning increase the number of risk factors pricing is based on in insurance, both life and non-life. Since the Court of Justice of the European Union (CJEU) ruling on gender equality in 2011, all tariffs must be priced equally for m
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Partnering with Innovative Startups in the Insurance Ecosystem
Added 0 120 ViewsJonathan Hughes joins an Accenture-facilitated discussion where he covers some of the highlights from his work with RGAX in EMEA. He discusses some of the approaches taken and lessons learned when partnering with innovative businesses in the life insuranc
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Winning Strategies for Growing Individual Protection
Added 0 85 ViewsExplore innovative product ideas and winning strategies from around the world. This video is part of the RGA Knowledge Day!
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IFRS-17 Progress Report – Views from the Regulators
Added 0 81 ViewsThe pace and progress of the IFRS-17 implementation in the Caribbean, from the perspective of: The Regulator, The Auditor and The Actuary
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IFRS-17 Implementation Challenges for the Caribbean
Added 0 65 ViewsA moderate to deep dive with life practitioners into the various implementation issues faced by companies in the Caribbean.
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Statistical Perspective of COVID-19 and Analysis
Added 0 99 ViewsThe COVID-19 pandemic is an event that most of the 7.8 billion people on earth will remember for the rest of their lives. It is unprecedented in that manner alone. The amount of COVID-19 data available online and from other direct sources is vast. In the
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Keeping up with COVID-19 – Lessons from Modelling COVID-19
Added 0 225 ViewsCOVID-19 carries additional risk for mortality and morbidity. The ability to model this, or any, pandemic is important to understanding the impact on the general and insured populations. The speaker in this session will discuss specific models used for CO
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COVID-19 Epidemiological Situation in the Caribbean: Data from the PAHO/WHO Dashboard
Added 0 55 ViewsThe COVID-19 pandemic is an event that most of the 7.8 billion people on earth will remember for the rest of their lives. It is unprecedented in that manner alone. The amount of COVID-19 data available online and from other direct sources is vast. In the
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Conférence ACPR – Institut des actuaires
Added 0 158 ViewsProgram: - Best Estimates (gouvernance du BE, ESG) - Arrêté ministériel relatif aux fonds excédentaires en assurance vie paru au Journal Officiel du 28 décembre 2019 (PPB) - Long Term Equity Investments - Questions - Chai
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Discrimination-Free Insurance Pricing
Added 0 183 ViewsWe consider the following question: given information on individual policyholder characteristics, how can we ensure that insurance prices do not discriminate with respect to protected characteristics, such as gender? We address the issues of direct and in
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Universal Life – A Boiling Frog Problem?
Added 0 69 ViewsUniversal Life policies dominated the market during the 1980’s and 1990’s. They introduced flexibility to the market as they replaced traditional with-profit reversionary bonus and unit linked endowment products. However this paper puts forwar
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Role of Cell Captive for Inclusive Insurance
Added 0 86 ViewsFinancial Inclusion is a key objective in building the financial services industry. Expanding access to appropriate and fair insurance products to unserved customer segments is an important part of the financial inclusion agenda. Cell captives can play a
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Caught in the Perfect Storm, Do We Throw a Life Line to Current Income Protection Products or Rather
Added 0 40 ViewsIncome protection products face an uncertain future. Caught in the perfect storm of a pandemic tsunami, economic jagged rocks, leaks in the once water-tight design and a probable retrenchment flood, the future of this product as the life boat of South Afr
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Worth More Dead Than Alive
Added 0 37 ViewsSuicide claims contribute to one of the leading claim cause categories, unnatural claims, in retail life insurance policies. The traditional approach to managing this risk is to underwrite policyholders both medically and financially and rely on a 2 year
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The Interaction of Contracts in a Heterogeneous Life Insurance Portfolio
Added 0 178 ViewsBecause of the long-term nature of life insurance policies including interest rate guarantees and the current low interest rate environment, the fair valuation of insurance contracts is of particular interest. Fair valuation is often discussed on a single
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Analysis of Tontines from the Insurer's Perspective
Added 0 173 ViewsTontines, retirement products where the longevity risk is shared in a pool of policyholders, have recently gained vast attention from researchers and practitioners. Typically, these products are cheaper than annuities, but do not provide stable payments t
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Pooling Mortality and (Long-Term) Care Risks: Life-Care Tontines
Added 0 123 ViewsAccording to figures by United Nations, the number of elderly people, i.e. older than 65, is projected to triple from 2020 to 2080 to reach 2.2 billion. The global share of the elderly population is expected to rise from 9.4% in 2020 to 20.6% in 2080. Thi
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COVID-19 Mortality Rates by Age and Gender
Added 2 573 ViewsCOVID-19 appears to be much more fatal for men than women. Does the mortality difference vary by age? How does it compare to the well-established gender difference in all-cause mortality? Are there variations by country? This webcast highlights standardiz
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Challenges of COVID-19 Mortality Data
Added 3 536 ViewsCOVID-19 mortality data presents several challenges, and it is difficult to compare data efficiently between different countries, particularly when there are issues with differences in data sources and formats, the availability and completeness of the dat
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P5: InsurTech-Need of the Hour for Insurance Regulators and the Industry
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C1: Life Insurance
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Comparaison de méthodes de construction de table de maintien en invalidité
Added 0 88 ViewsDans le but d’avoir une meilleure connaissance de leur portefeuille d’invalidité et d’estimer au mieux leurs provisions mathématiques, les organismes assureurs peuvent construire et faire certifier une table d’exp&eac
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Construction de scores d’appétence et de risque en Prévoyance Individuelle
Added 0 91 ViewsDans un cadre assurantiel de la Prévoyance Individuelle, nous allons construire, par des approches Machine Learning deux modèles de prédiction de l'appétence et du risque de mortalité d'une population bancaire, assur&eac
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Consumer Insurance Contracts Act
Added 0 135 ViewsFor additional information and documents please see our SAI Event page: https://web.actuaries.ie/events/2020/08/webinar-future-real-estate
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Update on Insurance Topics
Added 1 265 ViewsSolvency IIThe current review initiated by a request from the European Commission can lead to significant changes of the Solvency II framework. Because of the Covid-19 pandemic the due date for EIOPA’s opinion on the Solvency II – review 2020
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GAS Event Session 4: Do Actuaries Need to Reinvent Themselves in a Post-COVID19- world?
Added 0 397 ViewsSession 4 of the event by the Gulf Actuarial Society and the Financial Academy. This talk highlights some of the threats to the institutions that actuaries advise and therefore the challenges to actuarial work in 2020 and going forward. This includes exam
