I will present the results obtained by Working Party "Automated cars and insurance". This Working Party is directed by Sara Landini, Kyriaki Nousia and Przemyslaw Klusik and it is joint cowork of ASTIN and AIDA.
The topics are following:
identification of the risk structure and role of all the players in order to identify what are the ways to address various kinds of risk of automated cars;
possible regulations of motor insurance market and its influence for the business environment, including passengers, human drivers (if any), owners of vehicle, insurance companies, car makers, third party and others; and
possible changes in motor insurance contracts in terms of: exclusion clauses, pricing, possibility to realize form of smart insurance contracts thanks to the data flow from vehicles to insurers.