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Executive summary of contents: Digitalization brings opportunities, but also challenges. Risk and Risk management are changing dynamically.
The value chain Insurance industry is restructuring fast, new player and new business models are challenging the traditional ones. Innovative products and services are key solution and mostly required. Actuary traditionally play key role in development of new products and services.
Theoretically, Digitalization and big data should provide ideal base for actuary work. In reality, different ownership and fast changing of database make actuary work more difficult. Actuary lost traditional advantage of use stable database, and must work with increasing uncertainty. Actuaries get more task of pro-active risk management. Some of our observation and experience as reinsurer.
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