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The effects of the COVID-19 pandemic have been discussed widely and in depth, with lockdown measures and restrictions on travel and trading having a severe impact on the global economy. It is therefore essential the insurance industry investigates these changes in the economy in terms of their impact on morbidity and mortality. In this article, we highlight some of the key findings on this topic.
We also take a look at suicide rates—what we might expect based on data from economic downturns prior to COVID-19 and on data emerging from the more recent impact of the pandemic and associated lockdowns. We close with some thoughts on how the pattern of recovery may affect mortality.
Practical outcomes include:
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