Three members of the Banking of Aviation Finance Committee, Adia Wang, Niall Dillon, and John Caslin, will provide exclusive insights into three current issues in Irish banking.

1. The implications of negative interest rates for bank deposits, IT issues for banks in implementing negative interest rates, implications of negative interest rates for commercial and retail customers, the level of negative interest rates, types of deposit experiencing negative interest rates will be examined by Adia Wang.
2. Possible reasons why a number of retail banks announced their exit from the Irish market will be explored by Niall Dillon.
3. Central bank digital currencies and crypto assets, the potential risks they pose to commercial banks, their role as alternatives to the US dollar, taxation of such assets, money laundering issues, and market abuse issues will be reviewed by John Caslin.