Categories
- ACTUARIAL DATA SCIENCE
- AFIR / ERM / RISK
- ASTIN / NON-LIFE
- BANKING / FINANCE
- DIVERSITY & INCLUSION
- EDUCATION
- HEALTH
- IACA / CONSULTING
- LIFE
- PENSIONS
- PROFESSIONALISM
- Thought Leadership
- MISC
This presentation focuses on the problem of moral hazard in health insurance. We introduce our solution by explaining how we have modelled the behaviour of supplementary health insurance policyholders within a context of moral hazard and build an Optimal Contract Resolution Algorithm. The algorithm provides an innovative approach to insurance companies wishing to develop competitive and sustainable insurance products.
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